Figuring out whether a prescription membership saves you money is simpler than it sounds. Here is a step-by-step process for comparing your current monthly costs to what the membership would cost.
The most common question prospective members ask is: "Will this actually save me money?" The honest answer is: it depends on your specific medications, how many household members take prescriptions, and what you are currently paying. But running the comparison is straightforward — and we'll walk you through it right here.
Step 1: Add Up What You Currently Pay Per Month
Pull up your last two or three pharmacy receipts or log into your pharmacy account online. List every prescription your household fills regularly, what you paid per fill, and how often you fill each one. Include every household member's medications. Convert everything to a monthly cost (divide quarterly fills by 3, for example). Add it all up — this is your current monthly prescription spend.
Step 2: Check Each Medication Against the Included List
Go to the Included Medications page and look up each prescription by its generic name. Note which ones are included and which are not. For included medications, their cost under the membership is part of the flat $29/month fee. For medications not included, you would continue paying your current cost outside the membership.
- Search by generic drug name (not brand name)
- Browse by category if you're not sure of the exact generic name
- Note medications that ARE included — these are "covered" under $29/month
- Note medications NOT included — these costs remain unchanged
- Add the included medications' current monthly cost — this is your potential savings
- Compare: current monthly cost of included meds vs. $29 membership fee
Step 3: Run the Math
If the total monthly cost of your included medications exceeds $29 — which it almost always does if you have even two regularly filled prescriptions — the membership saves you money. The more medications you have, and the more household members taking them, the greater the savings differential. A household paying $180/month on prescriptions, where $150 worth are included medications, nets approximately $121 in monthly savings for a $29 investment.
Not sure how to look up your generic medication names or compare costs? Book a free call with Peter Barone and he'll walk through the comparison with you directly — no pressure, just clarity.
When the Membership May Not Make Sense
If your household currently only has one or two prescriptions that are both covered generously by your existing insurance, the membership may not provide meaningful additional savings. The program is designed for households where current out-of-pocket prescription spending is significant — not as a replacement for insurance that's already working well.
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Ready to Find Out If Your Medications Are Covered?
Book a free 30-minute call with Peter Barone. He'll review your specific medications against the included list and walk you through the enrollment process — no pressure, no obligation.